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Internet Credit card processing company requires more security and agressive fraud controls than retail credit card processing because the credit card can't be verified by swiping the credit card like you do with a retail merchant account. For this reason it's very vital that you handle a company that specializes in internet transactions and Internet Merchant Accounts.

An Internet Merchant Account does not require a shopper's signature and contains requirements beyond a typical card-not-present or retail merchant account. If you have a merchant account, you should verify that the merchant account supports credit card payments online.

A Merchant account company sets up merchant accounts which really is a form of bank account which allows businesses to simply accept payments by debit or credit cards. A merchant account also serves being an agreement between a retailer, a merchant bank and payment processor for the settlement of credit card and/or debit card transactions.

How much does it cost?

Application fees range from $00 to $150 and monthly fees vary widely from $20 - $65. Be sure you see the contract and look for any monthly minimums and extra service fees.